June
£2632 payments
Recorded
See your income before it arrives.Build a free Openbook portfolio.
Track my dividends
Know when income is coming. Understand what supports it.
The Dividends tab turns your holdings into one view: estimated annual income, income received over the last 12 months, the payment calendar, your biggest income contributors, how far earnings cover each payout, and hypothetical income scenarios.
Included on the free plan · UK and US holdings · Future dividends are estimates and are not guaranteed
My Income Portfolio
10 holdings · GBP base currency · Dividends tab
Estimated annual income£3,842+7.8% vs the last 12 months
Current yield4.6%On current portfolio value
Next payment£175HSBA · 25 Sep
Income received£3,564Last 12 months
Monthly income timeline
Current calendar year · open any monthUpcoming payments
Next 30 daysHSBC HoldingsPayment date · 25 Sep
£175Declared
Legal & GeneralPayment date · 26 Sep
£142Declared
GSK plcPayment date · 08 Oct
£91Estimated
Income outlook: estimated income for the next 12 months is £3,842, 7.8% above the £3,564 received in the last 12 months. An estimate can change before the company declares.
Income calendar
Recorded, declared and estimated paymentsJuly
£3342 payments
Recorded
August
£4983 payments
Recorded
September
£3172 payments
Declared
October
£2082 payments
Estimated
November
£4213 payments
Estimated
December
£3072 payments
Estimated
January
£2302 payments
1 estimated · 1 timing unconfirmed
Income contributors
Ranked by estimated annual income| Holding | Value | Yield | Estimated income | Share of income | Earnings cover |
|---|---|---|---|---|---|
Legal & GeneralFinancials | £8,440 | 8.7% | £734 | 19% | Up to 75% |
HSBC HoldingsFinancials | £12,018 | 5.8% | £697 | 18% | Above 100% |
British American TobaccoConsumer staples | £7,915 | 7.1% | £562 | 15% | 75–100% |
BP plcEnergy | £10,240 | 5.2% | £532 | 14% | Unavailable |
UnileverConsumer staples | £9,120 | 3.4% | £310 | 8% | Above 100% |
Earnings cover is a band, not a safety score: up to 75%, 75–100%, above 100%, or unavailable where there is not enough data to compute it.
12 monthsof income mapped
One calendarfor every payment
Holding levelincome contribution
Earnings coverbanded, not a safety score
See the shape of your income before the year unfolds.
Map recorded, declared and estimated payments across the calendar, so uneven months and income gaps are clear before they arrive.
- See income month by month, then open a month for the payments behind it.
- Four statuses stay distinct: Recorded, Declared, Estimated, and timing unconfirmed.
- Read the same year as a calendar or as a running agenda.
Estimated income calendar
Illustrative · next six monthsSeptember£3172 declared payments
October£2082 estimated payments
November£4213 estimated payments
December£3072 estimated payments
January£2301 estimated · 1 timing unconfirmed
February£1371 estimated payment
Look beyond yield. See how far earnings cover it.
A high yield can reflect strong income or rising concern. Openbook bands each holding by how far its earnings cover the dividend — up to 75%, 75–100%, above 100%, or unavailable when there is not enough data to work it out.
- Read the cover band beside the yield on every holding.
- Treat the band as a research prompt — it is not a safety score.
- Where cover cannot be computed, the tab says so rather than estimating.
Earnings cover by holding
Illustrative · banded, not a safety scoreHSBC Holdings
Above 100%
Unilever
Above 100%
BAT
75–100%
Legal & General
Up to 75%
BP
Unavailable
Every payment on record, in one searchable list.
Each dividend your portfolio has received or expects sits in one ledger you can search, with its status kept explicit rather than blended into a single number.
- Search the ledger by holding and read every payment behind a month.
- Recorded, Declared, Estimated and timing-unconfirmed payments stay labelled.
- Export the whole ledger to CSV whenever you need it.
Dividend ledger
Illustrative · searchable, exports to CSV| Holding | Pay date | Amount | Status |
|---|---|---|---|
British American Tobacco | 06 Aug 2026 | £141 | Recorded |
HSBC Holdings | 25 Sep 2026 | £175 | Declared |
Legal & General | 26 Sep 2026 | £142 | Declared |
GSK plc | 08 Oct 2026 | £91 | Estimated |
Diageo | Oct 2026 | £117 | Timing unconfirmed |
Received, last 12 months£3,564
Declared, not yet paid£317
Estimated, next 12 months£3,842
Know where your dividends really come from.
A diversified portfolio can still rely on a handful of companies for most of its income. Ranked contributors show that dependency clearly.
- Rank every holding by the income it contributes.
- See how much of the total your largest payers carry.
- Run hypothetical income scenarios before anything changes.
Income by holding
Illustrative · estimated annual contributionFrom holdings to an income plan.
Add what you own and the Dividends tab organises the calendar, your income contributors and earnings cover around your portfolio.
Add your holdings
Sync Trading 212 with a read-only key, upload a broker CSV, import a screenshot of your broker app, or type your UK- and US-listed holdings in.
Open the Dividends tab
Estimated annual income, income received over the last 12 months, current yield, and the monthly income timeline.
Research what changes
Open a month, rank your income contributors, read each holding's earnings-cover band, and run hypothetical income scenarios.
Dividend tracking, explained.
It is an estimate of the next twelve months of dividends from the holdings you have recorded. Declared payments are more certain than forward estimates, and any dividend can be changed, postponed, or cancelled by the company.
Yes. The calendar and agenda lay the year out month by month, and opening a month shows the payments behind it. Each payment is labelled Recorded, Declared, Estimated, or timing unconfirmed, and the ledger can be searched and exported to CSV.
Current yield compares estimated annual dividend income with the current value of the tracked portfolio. Because both prices and dividend expectations can change, the displayed yield will also change over time.
No. A high yield can result from a falling share price or elevated business risk. Openbook bands each holding by how far earnings cover its dividend — up to 75%, 75–100%, above 100%, or unavailable. That band is a research prompt, not a safety score.
No. The Dividends tab is included on the free plan, alongside one portfolio of up to ten holdings and your headline scores. Pro adds up to ten portfolios and the deeper analytics.
No. Dividend tracking and related analytics are educational and informational tools. They do not guarantee future income or provide a recommendation to buy, hold, or sell an investment. For information only. Not investment advice. Capital at risk.
Turn a portfolio of holdings into a clear income view.
Start tracking your estimated income, payment calendar and earnings cover — the Dividends tab is included on the free plan.